Financing Options​
Get Treated Now. Pay Monthly.
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Apply in seconds, without impacting your credit score and choose a plan length that fits your budget, with qualifying 0% APR options.*
*0% APR and other promotional rates subject to eligibility.
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Cherry never has deferred interest
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Cherry offers true 0% APR, meaning if a consumer is late, they only pay interest on what's left, not the full amount.
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Most other financing companies use deferred interest ("0% if paid in full"), which is a trap. If a single payment is even one day late, it may trigger up to 39.99% interest retroactively on the entire original amount, hurting your consumers.
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For example, a $2,000 treatment with $1 unpaid on day 365 would cost pennies in interest with Cherry, but could be over $400 with deferred interest, even if paid just a day later.
Cherry is always a soft credit check
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Cherry is a "buy now, pay later" payment plan, not a credit card. They only run soft credit checks, which don't impact applicants' credit scores.
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In contrast, other financing companies or credit cards may require hard credit checks to approve applicants, which can negatively affect their credit score.
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Cherry has high approval rates​​
The CareCredit credit card can help pay for your treatment with special financing options.
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CareCredit is a healthcare credit card designed to help individuals manage their medical expenses, offering financing options for various healthcare services such as dental, vision, cosmetic, and veterinary care, as well as other wellness treatments. It allows patients to pay for healthcare expenses not covered by insurance or to cover deductibles and co-payments. With flexible payment plans featuring low monthly payments and often including promotional financing options for qualifying purchases, CareCredit enables patients to manage their medical bills conveniently and cost-effectively. Moreover, it offers financing options for healthcare expenses with the added benefit of no interest if the balance is paid in full within a specified promotional period, thereby helping patients avoid additional interest charges.​